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Get 24/7 Unlimited Roadside Assistance For As Little As $9.95 a Month  –   Sign Up Now

“It pays for itself with just one call”

Dear Driver,

If you want to never worry about things like flat tires, running out of gas, mechanical problems, getting stuck on the road, paying a tow truck driver outrageous fees, or pretty much any other road-related problem you can imagine… then you want to read every word on this page.

Here’s why:

There is No Need to Leave Yourself Open To The Dangers Of The Road For One More Second

Think about it…

So many things can go wrong on the road, it’s almost sickening.

Aside from all the mechanical failures, like running out of gas, or getting locked out of your car…

Drivers get stranded alone on dark roads at the mercy of the tow-truck driver…

Or, accidents?

Legal bills can skyrocket faster than you can blink…

You could have to pay a ridiculous amount for bail…

Or, if you end up in the hospital, the average cost is $10,000

(And individuals usually pay 26% of that… even with health insurance)

In fact, road crashes cost the average driver $820 a year.

Do you have a spare $820 lying around? (Or $10,000?)

These eye-opening facts and dangerous possibilities might make you wonder…

“Should I just Quit DrivingAltogether?”

Well, no.

At least, we think you shouldn’t.

We say this because the Motor Club of America can protect you against 98% of all hassles headaches and nightmares for less than the cost of a cheap meal from McDonalds.

We’ve been working hard for over 80 years now, to create the ultimate roadside assistance and protection program.

That’s one of the reasons we serve more than 7 million members.

Here are some of the perks of membership:

Unlimited 24/7 roadside assistance. (Whether you’ve got a flat tire, out of gas, locked out of your car, or need towing, just call us, and we’ll be there in 45 minutes or less)

Get reimbursed for calling your own tow company up to $100.

If your car is undriveable due to an accident we will cover your rental car up to $500.

Or, if you’re far from home, we’ll pay up to $500 for food, lodging or transportation

If you are involved in a traffic violation your MCA card is good for $500 in Cash Appearance Bond. (Just give the card to the officer instead of giving up your drivers license or credit card)

If a legal problem arises MCA will pay up to $2,000 for your attorney to defend against police charges resulting from driving your covered auto. (We’re the ONLY ones who offer this)

Locked out of your car? Don’t call an expensive lock popping service. Call us and we’ll let you in right away.

We’ll fix any problem including minor mechanical adjustments, flat tires, jump starts etc.

Or if you run out of gas, we’ll deliver fuel to you promptly

Our exclusive No Hassle “Sign and Drive” guarantee will get you back on the road with no out of pocket expense (The last thing you need in an emergency is to worry about paying for it)

With Total Security you get free towing to any facility within 100 miles

If you end up in the emergency room after a covered accident, you can receive up to $500.

We’ll also give you up to $150 a day if you’re hospitalized as a result of a covered accident

Get $10,000 accident death benefit.

Travel Assistance pays to get you home from anywhere in the world on covered health related matters

If your car is stolen, we’ll put up a $5,000 reward so you’ll get it back faster

If your registered credit cards are stolen, we’ll cover any false charges up to $1,000

Our personal concierge service will arrange your air travel, hotel or car rental using your registered credit card

Road trip? We will map it out for you, and tell you all the points of interest you don’t want to miss.

Get Started Now

It Pays For Itself With Just oneService Call

I had previous roadside service just for towing… when I looked at the pamphlet that they had sent me trying to get my subscription I found so many other services available so I wanted to go ahead and sign and it was such a reasonable cost… it would pay for itself with just one service call and it did. … I will be a MCA member for life!

Jacob Green, MCA Member Since 1999

Sign Up Now


Choose a membership plan that’s right for you

MCA Security Plan

$9.95 / Month


Total Security Plan

$19.95 / Month

24 Hour Emergency Road Service and Towing

Unlimited 24/7 roadside assistance including towing within 45 minutes of your call.

  1. • Jump Start
  2. • Flat Tire Change
  3. • Fuel Delivery
  4. • Lockout Service
  5. • Emergency Towing

With “Sign-and-Drive” MCA will get you back on the road or to a servicing facility with no out of pocket expense.

Get towing to nearest facility for covered cars or pick up trucks.

Get towing to any facility within 100 miles for covered cars or pick up trucks.

Up to $100 coverage for emergency roadside towing of:

  1. • boat trailers being pulled by your covered vehicle
  2. • utility trailers being pulled by your covered vehicle
  3. • while you are driving your RV
  4. • while you are driving your pickup with a load capacity exceeding 1 ton
  5. • while you are driving your pickup of a dual wheel class

This is only available for the Total Security product.

Legal Defense

MCA will pay up to $2,000 for your attorney to defend you against police charges resulting from driving your covered auto. You pick your own attorney and MCA will reimburse up to the amount covered. (With the exception of NY. MCA will pay directly.)

  1. • Up to $200 for covered Moving Violations
  2. • Up to $500 covered auto related personal injury matters
  3. • Up to $500 covered vehicle damage issues
  4. • Up to $2,000 for covered auto related Negligent Homicide or Vehicular Manslaughter

Arrest Bond Protection

When involved in a traffic violation, your MCA card is good for $500 in cash appearance bond to give to the officer in lieu of taking your driver’s license or credit card. (Keep your driver’s license at the time of the violation.) Not in the State of California.

Bail Bond Protection

Motor Club of America will pay for the cost of a bail bond – up to 10% of the amount of the bond – on a bond amount up to $25,000.00 when you are arrested as the result of being involved in an auto accident while driving your covered auto. We will not be a surety on any bail bond, and only contract to pay a professional bail bondsman’s fee. Restrictions and exclusions apply for DUI and hit and runs.

Emergency Travel Expense Reimbursement

Car Rental Coverage

When a Member’s car is undriveable due to an auto accident, MCA will cover up to $500 for you to rent a car while your car is being repaired, or up to $500 for food, lodging or transportation if the accident occurs more than 50 miles from home.

Stolen Vehicle Reward

If your car or vehicle is stolen, we’ll help get it back faster by offering a $5,000 reward. The reward will be paid to the law enforcement agency or individual responsible for information leading to the arrest and conviction of the thief. The reward is not payable to you, your family, or other Members on your MCA membership.

Farm and Ranch Reward

We will pay a $500.00 reward for information leading to the arrest and conviction of anyone stealing a Member’s livestock, saddle and tack, trailers, or farm equipment. Reward will not be paid to you or any of your relatives.

Credit Card Protection

If your credit cards are stolen, we’ll cover any false charges up to $1,000 (but they need to be registered with us to be covered.)

Trip Planning and Travel Reservations

Concierge Service – Members can call our member service department and will arrange your airline, hotel, or car rental needs using your credit cards. The mapping service consists of the member providing us with their auto travel plans with stops indicated, then our service will provide the member with a customized map of their route with points of interest along the way and at their destinations.

Emergency Reimbursement Benefits

If you go to the emergency room as a result of a covered accident, you can receive up to $500 with up to $100 payout for each of the following:

  1. • Cast or Splint
  2. • Ambulance Service
  3. • Anesthetic
  4. • X-Rays
  5. • Emergency Room Facility Cost

Daily Hospital Benefit

If you’re hospitalized as a result of a covered accident, we’ll cover your stay for up to $150 per day for a full year.

Accidental Death Benefit

We’ve got you covered. Your estate will receive $10,000 if you die as a direct result of injuries received in a covered accident.

Optional AD&D Coverage

As a member, you may enroll, free of charge, in one of three additional all-accident AD&D coverages to suit your needs*:

  1. 1. You, as named member, up to $50,000; or
  2. 2. You and your spouse, up to $25,000 each, plus job retraining is available for surviving spouse in many cases; or
  3. 3. You for up to $30,000, your spouse for up to $15,000, and your children up to $3,500 each. Optional benefits include job retraining for surviving spouse, continuing childcare and continuing education support.

* The election form must be received in our office before coverage goes into effect. See form for limitations and exclusions.

24/7 emergency medical assistance services worldwide

Including emergency evacuation and repatriation services whenever you are traveling 100 miles or more away from your principal residence.

  1. • Medical Evacuation
  2. • Medical Repatriation
  3. • Non-Medical Repatriation
  4. • Return of Remains
  5. • Visit to Hospital
  6. • Return of Child
  7. • Return of Companion


Q: Can I cancel my membership at any time?
A: Yes, you are not locked into a contract. You may cancel at any time, simply by calling the corporate office at 1-866-467-2221
Q: When am I eligible for Emergency Road Service and other MCA services?
A: Your membership is active as soon as you sign up, and you are eligible for road service 24 hours after your membership has been processed. Pre-existing road service issues are not covered by your membership.
Q: What is the process of using the roadside assistance?
A: Your MCA benefit package will cover you when in need. You will receive a member ID card in the mail via US Postal Service within 10 business days. If you ever need assistance, please call the telephone number located on the back of your membership card. If you need emergency roadside assistance before your membership card arrives at your home, don’t worry, we can still assist you with your member ID number provided to you as soon as you join. All members must wait 24 hours before they can use any of the roadside assistance benefits.
Q: How do I know when a tow truck is coming?
A: The MCA team will be in contact with you through the entire process. Just describe your situation and your location, and we’ll be there to help.
Q: Does my MCA cover multiple vehicles?
A: Yes it does, as long as the cardholder is present. We dispatch the best professional roadside service available to ensure quick service and to give you peace of mind.
Q: When will I receive my membership card?
A: You will receive an email and/or text link which will describe your membership benefits within hours of purchasing your membership. A membership card will be sent via parcel post. You should receive your card within 7-10 days after you sign up.

Our agents are happy to discuss the MCA Protection Plans with you so you can determine which plan best meets your needs.

We can be reached 7 days a week   1-877-325-8898

Motor Club of America Independent Associates